Small Business Excess Contribution Fix | Retirement News Rundown

Your Situation

Your Numbers

Your Report

Your Numbers

These five inputs feed the IRS Net Income Attributable (NIA) calculation.

How much was the excess contribution? ($)

When was the excess contribution made?

Account balance immediately BEFORE the excess contribution ($)

Current account balance (or balance at correction date) ($)

When do you plan to make the correction?

These inputs feed the IRS Net Income Attributable (NIA) formula from Treas. Reg. 1.408-11. Your custodian may calculate NIA using their own account data; if their number differs, use the custodian's final distribution amount for tax reporting.

Your Diagnostic Snapshot

Your NIA calculation is complete. Your correction amount is ready. Unlock the full report to see the dollar amount, every IRS form required, and your personalized step-by-step correction procedure.

PathwayPathway identified

Plan type—

Excess type—

Timing—

Net Income Attributable (NIA) $ • • • • •

Unlock the report below to view your calculated NIA dollar amount.

Forms identified for your scenario:

IRS forms required for your correction pathway will be listed in the unlocked report.
Form-by-form filing instructions will be included.
Deadlines specific to your situation will be flagged.

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Unlock Your Full Report

Based on your entries:

Plan type—

Excess type—

Timing—

Excess amount—

Your full report includes:

✓ Calculated NIA dollar amount (locked above)
✓ Step-by-step correction procedure with custodian instructions
✓ Every IRS form required (1099-R, 5329, 5330, 5500-EZ amendment, or 8950 as applicable)
✓ Deadlines specific to your situation
✓ CPA/TPA escalation triggers for your scenario
✓ Personalized PDF correction plan

Unlock Your Report — $129

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Education only — not individualized tax, financial, or legal advice.